As an insurance professional and Medicare benefits coordinator with the The Assurance Group, Dr. Almice Floyd Gill has the knowledge and experience to help individuals understand their choices when it comes to Medicare options.
In her role as an insurance broker, she can help clients as they consider all the different choices that are available, from health insurance to life insurance.
Gill branched out into Medicare in 2018, she said on Tuesday’s Business Spotlight.
“There were so many things that I didn’t know,” she said, as she pursued her license. Besides being licensed in North Carolina, she holds licensure in South Carolina, Virginia, Georgia and Indiana.
“We have to make sure we stay on top of what’s going on with Medicare and HIPPA,” she said. Staying updated on all the latest information means that education is a big part of what she does as a broker, and it’s what she focuses on with her clients.
There is no cost for a consultation, Gill said, and she’s happy to meet over the phone, in person. She’ll even make a home visit, if that’s what the client needs.
One of the aspects of her work that brings her the most pleasure is simply helping people understand what programs they qualify for.
“Whatever the customer needs, that’s what I focus on,” she said. As a broker, she said she has the flexibility to “find the best rates and look for what’s best for the client.” Plus, she said, “I’m here…I’m local. I don’t just write policies and then walk away.”
Besides health insurance, Gill helps clients understand the value of having life insurance and hospitalization insurance, both of which come in handy.
Life insurance is something that doesn’t have to be expensive and it’s something that you should consider when you’re young and healthy.
“You don’t have to have a million dollars of life insurance, or even 100,000,” she explained. Even a $10,000 or $20,000 policy – which would cost probably in the $40-$50 a month range – would help family members with final expenses upon the death of the policy holder.
She said she wishes she’d thought more about having a life insurance policy when she was younger. It’s something an employer may offer, she said. “but when the job ends, the life insurance ends, along with other benefits.”
At the end of the day, Gill said, she really and truly enjoys helping people. “I love it when I see the light bulb go off when people see they are eligible for other benefits.”
Call or text Gill at 252.701.6720 or email her at
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