Tag Archive for: #hendersonnews

TownTalk: NC Insurance Commissioner Discusses Rate Increases

/by

 

 

 

The proposal to raise homeowners’ insurance rates has been a hot topic of conversation lately for Insurance Commissioner Mike Causey, and he wants the people of North Carolina to understand one thing: He’s not the one asking for it.

In fact, Causey said on Tuesday’s TownTalk, he has said “no” to every request brought to him for consideration by the N.C. Rate Bureau, the group that is proposing the rate increase.

Causey is running for a third term as insurance commissioner and has two Republican challengers in the upcoming March primary elections.

Since the announcement was made a couple of weeks ago to raise rates by more than 40 percent, Causey said he and his office have gotten close to 10,000 comments. And, not surprisingly, he noted, those comments overwhelmingly are against a rate hike.

“Everybody’s basically saying the same thing,” he said in comments recorded on Monday for air on Tuesday’s program. Prices have gone up at the grocery store and the gas pump and folks can’t handle a bump in insurance rates.

The most recent rate hike came back in 2020 and after all was said and done, the original proposal of about 22 percent was negotiated down to about 8 percent, Causey said.

The General Assembly established the rate bureau in 1977 and Causey said it has created “a healthy and stable insurance market” for the state since its inception.

There was a public hearing held in Raleigh on Monday – it’s all part of the process in place when a rate hike is proposed. Causey said public comment will be open until Feb. 2.

With thousands of comments already received, Causey said he expects that number to get even  larger.

“It’s a big turnout because it’s such a big request,” he said.

Causey said he wants to bring more insurance companies to North Carolina to create more competition among carriers and to allow customers to shop around for the best rates. What he doesn’t want, however, is for” insurance companies charging us extra to pay their executives more.”

Visit www.ncdoi.gov and click on the link to send your comments about the proposal rate hike.

The Department of Insurance handles all sorts of issues, not just insurance rate hikes. Sharing relevant information to educate the public about insurance issues also is a part of what his department does, too.

“It’s important that people have a local insurance agent,” he said, to make sure you have the right kind of coverage for you or your business.

Those commercials for online agencies may sound tempting, but Causey said nothing can replace that local agent you can phone or visit to get your questions answered.

With a background as an insurance agent himself, Causey said his best tip is to make sure you have replacement value coverage.

“If you don’t have replacement value coverage, you get cash value,” he said. So that expensive furniture that set you back a few thousand dollars a few years ago has now depreciated, so if you submit a claim to replace it, without replacement value coverage, you’re only going to get that depreciated value.

“Replacement value coverage will pay for a brand-new item, regardless of the cost (of the lost item),” Causey said.

Email Causey at mike.causey@ncdoi.gov.

 

CLICK PLAY!

 

Cooperative Extension: What Works in the Garden

/by

Listen live at 100.1 FM / 1450 AM / or on the live stream at WIZS.com at 11:50 a.m. Mon, Tues & Thurs.

Click Play!

 

Chamber’s Leadership Vance 2024 Forming – Applications Due Feb. 2 By 5 P.M.

/by

The Leadership Vance 2024 application process is open through Friday, Feb. 2 and Henderson-Vance Chamber of Commerce President Sandra Wilkerson said participants will get an in-depth look at the county, from its rich history and varied amenities to business and industry growth and much more.

Applications should be received by 5 p.m. on Feb. 2, Wilkerson said.

“Leadership Vance is a proven, structured program, designed to create a corps of informed and dedicated emerging leaders in our community,” Wilkerson said.  Upon graduation, the program participants will be qualified to meet the present and future challenges facing Henderson and Vance County. During the months-long program, participants will get a chance to learn about all aspects of the community in which they live and work.

They also will get to learn about volunteer civic and community opportunities, as well as gain valuable insight to boost their business and career goals.

For more information, contact Wilkerson at 252.438.8414 or via email at sandra@hendersonvance.org.

TownTalk: Housing And Discrimination

/by

 

 

Finding a new place to live can create all kinds of feelings, from excitement to anxiety. But looking for a new place where you and your family call home should NOT make you feel like you’re being discriminated against.

Hope Williams, supervising attorney with N.C. Legal Aid’s Fair Housing Project, said anyone who feels like they have encountered discrimination during the search for a place to live has some recourse.

The Fair Housing Act became law in 1968, a time when discrimination may have been more blatant. “We are still fighting to stop discrimination in housing,” she said on Monday’s TownTalk, although today’s cases may be more subtle – and perhaps more difficult to prove.

She said her office has three attorneys that serve the whole state. They are able to represent some clients, but they simply don’t have the staff to take on all the cases.

“We talk to people who call us and we give them advice about their legal issues,” she said. They help clients file administrative complaints with the federal Housing and Urban Development agency and with the N.C. Human Relations Commission.

They also focus on community education and training to raise awareness about what discrimination is and what it looks like. For instance, many people wrongly assume that fair housing rules only apply to subsidized housing. Not true. It applies to all housing.

Administrative complaints must be filed within one year of the encounter; there is an option to file a complaint in the courts system, which has a two-year window.

One piece of advice Williams has for anyone who feels that they have been the subject of housing discrimination: document everything.

Looking at interactions and communications over time sometimes can help provide critical evidence. “We make timelines to look for patterns,” she said.

Many complaints come from individuals with disabilities. Landlords must comply with “reasonable accommodations” that allow disabled people access. In such cases, the tenant is responsible for the cost of the accommodation – think wheelchair ramp or other physical structure – and for returning the dwelling to its original state if and when they vacate the dwelling.

The bottom line is a landlord can’t just refuse to allow a reasonable accommodation.

Same thing with a service animal, Williams said. A person who uses a service animal would be responsible for any damage by an animal, but he or she can’t be required to pay an upfront pet fee.

Call the Fair Housing Project’s direct line at N.C. Legal Aid at 855.797.FAIR.

Visit www.fairhousingnc.org to learn more.

 

 

Cooperative Extension with Wayne Rowland: Invasive Plants

/by

Listen live at 100.1 FM / 1450 AM / or on the live stream at WIZS.com at 11:50 a.m. Mon, Tues & Thurs.

Click Play!

 

Study: McGregor Hall Huge Boost For City’s Economic Health

/by

As McGregor Hall gears up for another jam-packed season of concerts, plays and more, its Executive Director Mark Hopper knows that a well-attended event at the downtown venue creates a big ripple effect felt throughout the city.

And Hopper has a study to back him up.

Well, it’s in draft form, but the board got the initial results at the meeting earlier this week.

“The numbers that we see, so far, are very exciting,” Hopper said during Thursday’s segment of The Local Skinny.”

A previous economic impact study looked at a 12-month period during 2018-2019, and results indicated that McGregor Hall contributed just shy of $3 million to the city’s economy.

The most recent study looks at the 4-year period between 2019 and 2022 and it states that McGregor Hall contributed about $15.6 million during that time. And, Hopper reminded, two of those years the venue was shut down because of the COVID-19 pandemic.

When folks come to a competition, show or concert in downtown Henderson, there’s a good chance that they’re going to find a restaurant or lodging, too, Hopper said.

Those meals and overnight stays add up over time and put more money in local businesses and tax revenues as well.

One revision Hopper and the board would like to see is a year-by-year breakdown so they can have a better idea of impact per year.

The study is looking only at McGregor Hall’s impact within the city limits, but Hopper said the county surely benefits as well and folks in the tourism department are always happy to talk up events at McGregor Hall.

“Pam (Hester) has been on our team since Day 1,” Hopper said. “She’s been a great advocate for us.”

Click Play

Coming up at the end of January, legendary beach music band The Tams will perform, followed by some beach music with a West Coast flavor when Sail On – The Beach Boys Tribute comes to town on Friday, Feb. 9.

McGregor Hall will host Contemporary Christian musician Michael W. Smith on Thursday, Mar. 7 at 7:30 p.m.

“This is a big one for us – we’re on his national tour,” Hopper said.

And comedian Karen Knotts will take the stage on Sunday, Mar. 17 for a matinee performance called “Tied Up In Knotts,” a time to entertain the audience with stories about her dad, Don Knotts.

Visit mcgregorhall.org for a complete schedule of events and to purchase tickets.